Buy
I take great pride in creating endless possibilities on the horizon for my clients to navigate the complex and ever-changing world of buying a property and help them embark on a new chapter in life.
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Get ready for home ownership
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Build good credit history
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Determine your buying power
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Speak with a reliable mortgage lender that your agent recommends
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Get a pre-approval letter
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Connect with a real estate agent
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Start your home search that fits your budget & your needs
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Make a winning offer--Your agent should guide you to position your offer in the most competitive price through market analysis & terms. My knowledge of extensive market, sales trends, escalation clauses, absorption rates used in various strategies will come into play.
Your agent should guide you through selection of a real estate aattorney, inspection, negotiations, signing purchase & sales all the way to closing and receiving your keys.
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Loan origination Fee
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Points, or loan discount fees, which you pay to receive a lower interest rate
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Appraisal
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Credit report
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Private mortgage insurance premium
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Insurance escrow for homeowner’s insurance, if being paid as part of the mortgage
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Property tax escrow, if being paid as part of the mortgage. Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.
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Deed recording
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Title insurance policy premiums
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Land survey
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Notary fees
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Prorations for your share of costs, such as utility bills and property taxes
